VA Home Loan Eligibility Requirements and Qualifications

If you’re considering a VA loan from NewDay USA, you’re likely wondering if you’re eligible. The criteria below will give you a better idea of general requirements, and documents that may need to be submitted during the loan approval process.

Even if you’re unsure about meeting these criteria, you may still be eligible for a VA loan. Call a dedicated loan specialist or inquire online to have your personal eligibility explained in greater depth. Keep in mind that bankruptcy, foreclosure or delinquency do not necessarily disqualify you from getting approved. NewDay USA will make sure everything is crystal clear, every step of the way. That’s our commitment to you.

Veteran status qualifications

Property type qualifications

Documents possibly needed

  • W2, tax returns, pay stubs, employment history or retirement income
  • Credit history, especially as it pertains to mortgages
  • Appraisal of eligible property types
  • Verification of U.S. citizenship
  • Verification of VA entitlement
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Visit the Resources page for additional info on VA loans, articles and comparison tools. It’s your go-to education hub for understanding your mortgage lending options.

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