VA Streamline Refi
One Call Can Save You $2000 Every Year*


VA Streamline Refi
One Call Can Save You $2000 Every Year*

Now is the best time in years to use your VA Home Loan Benefit

Activate the VA home loan benefits you earned and deserve at today’s near record low rates.

VA Streamline Refi

Have a VA Loan? Take 10 minutes to call and you can start saving by this time next month.††
avg. savings a year*
Loan Highlights
  • No income verification
  • No appraisal
  • No out-of-pocket costs
  • No Private Mortgage Insurance (PMI)

VA Cash Out

Get up to 100% of your home’s equity for your family.
avg. loan proceeds
Loan Highlights
  • Borrow up to 100% of your home’s value, including mortgage balance
  • Veterans get an average of $54,000 in loan proceeds
  • Lower your payments by an average of $600 a month

ZERO Down VA Home Loan

Why rent when you could buy a home?
out-of-pocket closing costs**
Loan Highlights
  • No out-of-pocket closing costs**
  • No down payment
  • No Private Mortgage Insurance (PMI)
  • Our Cash Buyer Certificate lets you shop with confidence

3993 reviews on

* NewDay Streamline customers save on average $1,847 per year.
**Borrowers may need to make other payments at closing, including prepaid interest and escrow. Buying a home without paying closing costs may come with an increased purchase price or higher interest rate.
Income verification may be required in the following states: CO, IL, ME and SC.
All costs and fees can be financed in the new loan, resulting in a higher loan amount.
††30 day closings start from receiving customer's signed Intent to Proceed, and require 209+ days from first payment made on existing mortgage.

VA Mortgage Rates Are Near 50-Year Lows

Take 10 minutes. Save Thousands Every Year.*

  • Save money and time with NewDay VA Streamline Refi
  • No income verification[1]
  • No appraisal
  • No out of pocket costs[2]

Let's get started
Refinance at Today's Low Rates
Get Cash From Your Home Equity

  • Borrow up to 100% of your home's value[3]
  • Consolidate debt[4]
  • Improve your home
  • Get money for your family

Let's Get Started
100% Home Equity / Get Cash
Why Rent When You Can Buy?

  • Buy a home with no down payment
  • No need to save up to move up

Let's get started
Buy a Home with No Down Payment

[1] Income verification may be required in the following states: CO, IL, ME and SC. [Back]
[2] All costs and fees can be financed in the new loan, resulting in a higher loan amount.[Back]
[3] Borrow up to 100% of your home's value, including mortgage balance. [Back]
[4] Consolidating debts may increase repayment time and total finance charges may be higher over the life of the loan. [Back]

3993 reviews on

America's Veterans put their trust in NewDay USA.



Resources & Insights

Learn what one of the nation’s leading VA mortgage companies has been up to lately.

  • NewDay Named As One of The Best Military Lenders

    National Mortgage Professional Magazine named NewDay USA one of the Best Military Originators and Lenders.

    Learn More
  • Georgia Military College Holds Patriot Day Ceremony in Honor of 9/11

    NewDay USA has been dedicated in assisting military Veterans and their families in need. More than 60 scholarships that have been awarded by NewDay through its NewDay USA Foundation.

    Learn More
  • Anita Kwan has been named to NewDay USA's board of advisors

    Kwan brings more than three decades of corporate and management experience to NewDay.

    Learn More

Gain financial knowledge to make the best decision for you and your family.

  • VA Loan Benefits and Advantages: Products for our Heroes

    VA loans offer many benefits to our veterans, including zero down payment and zero PMI requirements.

    Learn More
  • What is the advantage of a VA loan compared to a traditional mortgage?

    You’ve earned the right to apply for a VA mortgage.

    Learn More
  • Disabled Veterans May See Additional Benefits with Their VA Loans

    VA loans are flexible, government guaranteed loans made under the programs of the U.S. Department of Veterans Affairs (VA).

    Learn More

Access simple-to-use resources that can help determine your financial benefit.

  • Purchase Calculator

    Use our home purchase calculator to estimate the payment of your new home.

    Learn More
  • Refinance Calculator

    Use our home refinance calculator to see if refinancing your mortgage is right for you.

    Learn More
  • Eligibility Overview

    Considering a VA loan from NewDay USA? Review our facets of eligibility – Veteran status, property type and documentation – to get a better idea of general requirements that must be met.

    Learn More

We’re committed to improving the lives of Veterans.

  • $13B

    loaned nationwide to homeowners who benefited from a VA home loan.

  • 51,387

    Number of Veteran Families served since 2009

  • 5%

    of our pre-tax earnings go to our NewDay Foundation, where we give back to our Veterans

#NewDayUSA celebrates successful joint missions with our customers.

Ask a VA Loan Expert

It's our turn to serve you.

Since 2009, we've helped over 51,000 Veteran families get the most out of their VA Benefits.