Lower Your Rate with a VA Streamline Refinance

You could save an average $3,000/yr when you refinance*.

Lower Your Rate with a VA Streamline Refinance

You could save an average $3,000/yr when you refinance*.

NewDay USA VA Streamline

Also known as the VA Interest Rate Reduction Refinance Loan (IRRRL), the VA Streamline REFI can save you money on your monthly payments. And at NewDay USA, we make the process fast, simple, and affordable.

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• Lower your monthly payments
• Can close in 30 days or less§
• No appraisal, no income verification

• No out-of-pocket costs§§
• No Private Mortgage Insurance

NewDay USA VA Streamline

Also known as the VA Interest Rate Reduction Refinance Loan (IRRRL), the VA Streamline REFI can save you money on your monthly payments. And at NewDay USA, we make the process fast, simple, and affordable.

• Lower your monthly payments
• Can close in 30 days or less§
• No appraisal, no income verification

• No out-of-pocket costs§§
• No Private Mortgage Insurance

* NewDay Streamline customers save on average $2,957 per year.

§ Time to close starts from receiving customers signed Intent to Proceed, and requires 209+ days from first payment made on existing mortgage.

§§ All costs and fees can be financed in the new loan, resulting in a higher loan amount.

‡ Income verification may be required in the following states: CO, IL, ME, SC. Approval requires you to affirm the ability to repay

Do you qualify for a VA Streamline Refi?

If you have a current VA Loan in good standing, you may be eligible for the VA Streamline Refi.


  • Active duty service member
  • Veteran with honorable discharge
  • Reservist/National Guard with honorable discharge and sufficient time served
  • Surviving spouse of an eligible deceased Veteran
  • Spouse of a MIA/POW service member
Do you qualify for a VA Streamline Refi?

If you have a current VA Loan in good standing, you may be eligible for the VA Streamline Refi.


  • Active duty service member
  • Veteran with honorable discharge
  • Reservist/National Guard with honorable discharge and sufficient time served
  • Surviving spouse of an eligible deceased Veteran
  • Spouse of a MIA/POW service member
Take the next step to refinance

1. Speak to a Veteran Loan Expert

Call a loan specialist at  who will guide you through applying.

2. Submit Documentation

Recent home records, retirement, and eligibility documents.

3. Processing & Underwriting

Our team will get your loan approved and set your closing date.

4. Get Cleared to Close

We send a closing agent to you who helps finalize your loan.

Frequently asked questions
Take the next step to refinance

1. Speak to a Veteran Loan Expert

Call a loan specialist at  who will guide you through applying.

2. Submit Documentation

Recent home records, retirement, and eligibility documents.

3. Processing & Underwriting

Our team will get your loan approved and set your closing date.

4. Get Cleared to Close

We send a closing agent to you who helps finalize your loan.

Frequently asked questions
More options to consider

Do you need a lower monthly payment and cash out? Consider the NewDay USA 100 VA Cash Out Loan.

More options to consider

Do you need a lower monthly payment and cash out? Consider the NewDay USA 100 VA Cash Out Loan.

Build a better life.
At NewDay USA, we honor your service and sacrifice and want you and your family to access all the benefits you deserve. Let us help you build a better life.
Build a better life
At NewDay USA, we honor your service and sacrifice and want you and your family to access all the benefits you deserve. Let us help you build a better life.