VA Zero Down Loans | Low Rates with No Down Payment
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VA Zero Down Home Loan

With interest rates near historic lows and no down payment required, now’s the perfect time to buy a home of your own.* Use your VA Home Loan Benefit you earned with your service. Talk with one of NewDay’s Veteran Loan Specialists now.
Do you qualify? How much can you save? What is the next step? FAQ
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or call 844-451-1589
* No down payment as long as sale price isn’t higher than the home’s appraised value.
Your New Home with Zero Down*
NOW'S THE PERFECT TIME TO BUY A HOME OF YOUR OWN
Do you qualify? How much can you save? What is the next step? FAQ
* No down payment as long as sale price isn’t higher than the home’s appraised value.
VA Zero Down Home Loan
With interest rates near historic lows and no down payment required, now’s the perfect time to buy a home of your own.* Use your VA Home Loan Benefit you earned with your service. Talk with one of NewDay’s Veteran Loan Specialists now.
Why Rent When You Can Own?
We believe that every Veteran should have the opportunity to buy a home of their own. Here are great reasons to buy now:

No down payment*
You don’t have to save up to own.

No Private Mortgage Insurance (PMI)
That can save you hundreds a month.

Cash Buyer Certificate
This document confirms your qualifications in advance, letting you shop with the confidence of a cash buyer.
Why Rent When You Can Own?
We believe that every Veteran should have the opportunity to buy a home of their own. Here are great reasons to buy now:

No down payment*
You don’t have to save up to own.

No Private Mortgage Insurance (PMI)
That can save you hundreds a month.

Cash Buyer Certificate
This document confirms your qualifications in advance, letting you shop with the confidence of a cash buyer.

Estimate your monthly payments

See how much home you can afford. Calculate your payments simply by adjusting for home price, loan terms and interest rates. For an actual quote, call NewDay USA today.
Enter the purchase price of the home you want to buy.
In most cases, VA loans do not require a down payment unless the home purchase price is greater than the VA loan limits for your area.
Your loan term can affect your interest rate and monthly payments. Choose from 30-year fixed or 15-year fixed.
Your actual rate will vary based on factors like credit score and down payment.
Your estimated monthly
payment of principal & interest**
$1,429
Term
VA 30 year fixed
Rate
2.75%
** Monthly payments only include principal and interest and are not an offer to lend tax, insurance, and other fees will apply.

Estimate your monthly payments

See how much home you can afford. Calculate your payments simply by adjusting for home price, loan terms and interest rates. For an actual quote, call NewDay USA today.
Enter the purchase price of the home you want to buy.
In most cases, VA loans do not require a down payment unless the home purchase price is greater than the VA loan limits for your area.
Your loan term can affect your interest rate and monthly payments. Choose from 30-year fixed or 15-year fixed.
Your actual rate will vary based on factors like credit score and down payment.
Your estimated monthly
payment of principal & interest**
$1,429
Term
VA 30 year fixed
Rate
2.75%
** Monthly payments only include principal and interest and are not an offer to lend tax, insurance, and other fees will apply.
VA home loan eligibility
  • Active duty service member
  • Veteran with honorable discharge
  • Reservist/National Guard with honorable discharge and sufficient time served
  • Surviving spouse of an eligible deceased Veteran
  • Spouse of a MIA/POW service member
Check Your Eligibility
Check Your Eligibility
VA home loan eligibility
VA home loan eligibility
  • Active duty service member
  • Veteran with honorable discharge
  • Reservist/National Guard with honorable discharge and sufficient time served
  • Surviving spouse of an eligible deceased Veteran
  • Spouse of a MIA/POW service member
Check Your Eligibility
Check Your Eligibility

Take the steps to purchase your dream home with no down payment

speak-icon
1. Speak to a Veteran Loan Expert
Call a loan specialist at 844-451-1589 who will guide you through applying.
Certificate
2. Receive Your Cash Buyer Certificate 
Your Cash Buyer Certificate shows your NewDay loan has been qualified in advance, so you can shop with the confidence of a cash buyer.
realtor icon
3. Meet Your Veteran Real Estate Agent
Your NewDay Veteran loan specialist can connect you with a Real Estate Agent who understands the VA home purchase process.
house-close-icon
4. Close, Move and Celebrate
Once your offer is accepted, NewDay handles the paperwork for you so you can close on time and move into your new home
Get Started

Take the steps to purchase your dream home with no down payment

speak-icon
1. Speak to a Veteran Loan Expert
Call a loan specialist at 844-451-1589 who will guide you through applying.
Certificate
2. Receive Your Cash Buyer Certificate 
Your Cash Buyer Certificate shows your NewDay loan has been qualified in advance, so you can shop with the confidence of a cash buyer.
realtor icon
3. Meet Your Veteran Real Estate Agent
Your NewDay Veteran loan specialist can connect you with a Real Estate Agent who understands the VA home purchase process.
house-close-icon
4. Close, Move and Celebrate
Once your offer is accepted, NewDay handles the paperwork for you so you can close on time and move into your new home
Get Started
Frequently asked questions
While not required, we generally recommend involving a Real Estate Agent to give you the peace of mind that the Agent is working for you so the contract will be constructed in your best interest. We can even help you find a veteran focused agent in your area with access to a realtor network.
The Cash Buyer Certificate is unique to NewDay and gives you an advantage because our Underwriting Department does a full credit and income review before you go shopping. You will know you are qualified to buy your dream home before you make an offer.
Call one of our Veteran Loan Specialists now and we’ll see how low we can go for you.
More options to consider
More options to consider
Already have a VA Loan? Now’s the time to lower your rates. You could lower your monthly payments or even take cash out of your home’s equity. Consider the NewDay 100 VA Cash Out. It’s time you get the benefits you and your family deserve.
Already have a VA Loan? Now’s the time to lower your rates. You could lower your monthly payments or even take cash out of your home’s equity. Consider the NewDay 100 VA Cash Out. It’s time you get the benefits you and your family deserve.
Learn More

Let us help you achieve the life you deserve.
You’ve earned it!
Get Started

Let us help you achieve the life you deserve.
You’ve earned it!
Get Started