Are your monthly mortgage payments causing financial distress? Maybe they’re just too high, or unstable from an adjustable interest rate. There’s hope—helping Veterans is what NewDay is all about. Get the financial peace of mind every Veteran deserves.

  • Even a 0.5 % rate reduction can save you thousands of dollars over the life of your loan
  • You'll have one dedicated loan officer to guide you through the entire refinance process, start to finish
  • Our customers give us an "Excellent"- 5 star rating

Benefits of Mortgage Refinance

Homeowners with a VA home loan may need an affordable way to lower their interest rate and monthly payment. Our low-rate VA loan refinance can accomplish this. Ultimately, we want Veterans to get ahead and stay there. At NewDay USA, you don’t need perfect credit, you are not a number, you are a Veteran.

  • Lower your monthly payments
  • Zero Lender Fees*
  • Closings in as little as 30 days**

Eligibility Basics

Review our VA Loan Eligibility Overview to learn if your Veteran status or property type qualifies, and what documents may be required during the loan approval process.

Step-by-Step Process

Get Step-by-Step Refinancing Guidance on how to lower your mortgage rate.

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Want to Learn More?

Visit the Resources page for additional info on VA loans, articles and comparison tools. It’s your go-to education hub for making informed financial decisions.


*Third party fees still apply, such as title company charges, recordation fee, insurance, VA funding fee.

**67.7% of loans are funded 30 days or less from receipt of appraisal.