VA Home Loan Mortgage Lender | NewDay USA
Buy a home with no down payment.

Refinance at record low rates PLUS get cash

VA Streamline Refi: Ten minutes here can save you $3000 per year

Make the most of your VA benefit here

VA Streamline Refi

I have a VA loan and want to lower my rate to save $3,000 a year*


NewDay Refi + CASH

I want to refinance to lower my rate and take out cash


Zero Down Purchase

I want to buy a home with $0 down payment

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* NewDay Streamline customers save on average $2,904 per year.

Best Time Ever to Use Your VA Home Loan Benefit


One call or 10 minutes online can save you $3000 a year.*

  • NO appraisal - no one comes to your home
  • NO income verification[1]
  • NO out of pocket costs[2]

Refinance at Today's Low Rates

Rapid Refi + Cash

Access your home’s equity for your family’s needs

  • Plan for retirement and have security of cash in the bank
  • Improve your home
  • Consolidate high rate debt[3]


Yes you CAN buy a home

  • Buy a home with NO DOWN PAYMENT
  • Shop with the confidence of a cash buyer
  • Stop renting and start owning

$0 Down Payment

[1] For employment income, loan approval requires current employment verification. Income verification may be required in the following states: CO, IL, ME, SC.[Back]
[2] All costs and fees can be financed in the new loan, resulting in a higher loan amount.[Back]
[3] Consolidating debts may increase repayment time and total finance charges may be higher over the life of the loan.[Back]

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America's Veterans put their trust in NewDay USA

We’re committed to improving the lives of Veterans

  • $15B

    loaned to Veteran homeowners nationwide

  • 51,387

    Veteran families served

  • 5%

    of our pre-tax earnings go to our NewDay Foundation in support of Veteran's causes

Ask a VA Loan Expert

It's our turn to serve you

Since 2009, we've helped over 51,000 Veteran families get the most out of their VA Benefits.


Ask a VA Loan Expert

Since 2009, we've helped over 51,000 Veteran families get the most out of their VA Benefits.

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Meet the Admiral's Team

Admiral and NewDay Five

Jack Tilley, NewDay USA SVP, 12th Sergeant Major of the Army
Al McMichael, NewDay USA SVP, 14th Sergeant Major of the Marine Corps
Rear Admiral Thomas C. Lynch USN (Ret.), NewDay USA Executive Chairman 
Jim Herdt, NewDay USA SVP, 9th Master Chief Petty Officer of the Navy
Jim Finch, NewDay USA SVP, 13th Chief Master Sergeant of the Air Force
Vince Patton, NewDay USA SVP, 8th Master Chief Petty Officer of the Coast Guard