More ways to help more veterans:
NO BANK, NO LENDER...NO ONE KNOWS VETERANS LIKE NEWDAY USA
*Jan-Oct 2021: Our customers took out an average of $58,903 in loan proceeds.
**Example: $280,756 loan on a single family primary residence for 30-year term at fixed interest rate of 2.875% (3.282% APR): 360 monthly payments
of $1,164.84 (monthly payments do not include amounts for taxes and insurance premiums; total monthly payments will be higher). $14,185 in prepaid finance charges including .5% in discount points. Requires Min FICO of 700. Higher rates for FICOs below
Min. Other terms and conditions apply.
†No down payment as long as sale price isn’t higher than the home’s appraised value.
More ways to help more veterans:
NO BANK, NO LENDER...NO ONE KNOWS VETERANS LIKE NEWDAY USA
AND a low rate
No down payment required †
*Jan-Oct 2021: Our customers took out an average of $58,903 in loan proceeds.
**Example: $280,756 loan on a single family primary residence for 30-year term at fixed interest rate of 2.875% (3.282% APR): 360 monthly payments
of $1,164.84 (monthly payments do not include amounts for taxes and insurance premiums; total monthly payments will be higher). $14,185 in prepaid finance charges including .5% in discount points. Requires Min FICO of 700. Higher rates for FICOs below
Min. Other terms and conditions apply.
†No down payment as long as sale price isn’t higher than the home’s appraised value.
Take advantage of the highest home prices and rates near all-time lows to refinance and save, plus get an average of $60,000 cash out*.
• Plan for retirement
• Money for security today
• No money out of pocket
for appraisal
§§
§§ All costs and fees can be financed in the new loan, resulting in a higher loan amount.
*Jan-Oct 2021: Our customers took out an average of $58,903 in loan proceeds
§§ All costs and fees can be financed in the new loan, resulting in a higher loan amount.
†No down payment as long as sale price isn’t higher than the home’s appraised value.
Why rent when you can own? And why not own your dream home when interest rates are so low, and you can purchase with no money down.
• No appraisal fee for you
• No down payment required†
• No PMI
VA Streamline Refi
Take advantage of rates near historic lows. Our Veterans save an average of $2,957/yr on their VA Loan.
• Lower your monthly payments
• Can close in 30 days or less§
• No appraisal, no income verification‡
‡ Income verification may be required in the following states: CO, IL, ME, SC. Approval requires you to affirm the ability to repay
§ Time to close starts from receiving customers signed Intent to Proceed, and requires 209+ days from first payment made on existing mortgage.
‡ Income verification may be required in the following
states: CO, IL, ME, SC. Approval requires you to affirm the ability to repay
- Active duty service member
- Veteran with honorable discharge
- Reservist/National Guard with honorable discharge and sufficient time served
- Surviving spouse of an eligible deceased Veteran
- Spouse of a MIA/POW service member
A message from the Admiral
“We believe, at NewDay USA, we have a noble purpose. We want to be known as America’s mortgage company for Veterans …”
– NewDay USA Executive Chairman, Rear Admiral Thomas C. Lynch, USN (Retired)
“We believe, at NewDay USA, we have a noble purpose. We want to be known as America’s mortgage company for Veterans …”
– NewDay USA Executive Chairman, Rear Admiral Thomas C. Lynch, USN (Retired)
Join more than 75,000 Veterans who trust the NewDay USA team
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“The refinance paperwork and approval was processed quickly and easily. I like the fact that the papers could be signed at our home. Having the online portal with the ability...”
Kathy
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“Overall, a very pleasant experience. My Account Executive was always on the ball, always called back, and was very helpful. I had a couple of minor nusiances in paperwork...”
Edward B.
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“This is our 3rd time to refinance with NewDay USA. This time the process only took less than a month. Corey, who helped us was very prompt and responsive..”
Ernesto M.
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“Professional quality people to work with. The service was top notch! I highly recommend NewDay USA to all service members past and present.”
William L.
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“The process for refinancing our home loan was the most efficient that we have experienced. Daniel Shea gave us detailed instructions and always answered any questions we had...”
Claude M.
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“The process of refinancing my home was made easy with the help of my loan officer. He helped me step by step and made sure I was informed about everything that was happening...”
S ott
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“From the moment the phone was answered by Account Executive to the end of closing, thing went well. Mostly because all documentation was readily available or could be...”
Fred T
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“Best service and best people.”
John B.
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“Just super excellent service. My account manager Daniel Shea was top notch. He was informative, kept me advise and was professional to work with.Thanks.”
Vincent F.
Join more than 75,000 Veterans who trust the NewDay USA team
“The refinance paperwork and approval was processed quickly and easily. I like the fact that the papers could be signed at our home. Having the online portal with the ability...”
Kathy
“Overall, a very pleasant experience. My Account Executive was always on the ball, always called back, and was very helpful. I had a couple of minor nusiances in paperwork...”
Edward B.
“This is our 3rd time to refinance with NewDay USA. This time the process only took less than a month. Corey, who helped us was very prompt and responsive..”
Ernesto M.
“Professional quality people to work with. The service was top notch! I highly recommend NewDay USA to all service members past and present.”
William L.
“The process for refinancing our home loan was the most efficient that we have experienced. Daniel Shea gave us detailed instructions and always answered any questions we had...”
Claude M.
“The process of refinancing my home was made easy with the help of my loan officer. He helped me step by step and made sure I was informed about everything that was happening...”
S ott
“From the moment the phone was answered by Account Executive to the end of closing, thing went well. Mostly because all documentation was readily available or could be...”
Fred T
“Best service and best people.”
John B.
“Just super excellent service. My account manager Daniel Shea was top notch. He was informative, kept me advise and was professional to work with.Thanks.”
Vincent F.
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Operation Home Stories
We created Operation Home to help as many Veterans as possible buy a home of their own. At NewDay USA, your service is your down payment. You don’t have to save up to move up.
– Executive Chairman, Rear Admiral Thomas C. Lynch, USN (Retired)
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Resources
How to Refinance Your VA Loan
With interest rates near historic 50-year lows, now is a perfect time to think about refinancing your Veterans Administration (VA) home loan.
Read moreWhat Are the Benefits of a VA Streamline Loan
Officially known as a VA Interest Rate Reduction Refinance Loan (IRRRL), a VA Streamline Refinance loan doesn’t require a home appraisal or inspection.
Read moreVA Home Loan Eligibility for National Guard and Reserve Members
As a member of the National Guard or Reserves, you may qualify for a VA home loan.
Read more
NewDay USA is for Veterans
5% of NewDay USA net income is donated to Veteran causes.
75,000+ Veteran Families Served
$21 Billion Loaned to Veteran Homeowners Nationwide
5% of NewDay USA net income is donated to Veteran causes.
75,000+ Veteran Families Served
$21 Billion Loaned to Veteran Homeowners Nationwide