More ways to help more veterans:
NO BANK, NO LENDER...NO ONE KNOWS VETERANS LIKE NEWDAY USA
**Example: $280,756 loan on a single family primary residence for 30-year term at fixed interest rate of 4.875% (5.474% APR): 360 monthly payments
of $1,485.78 (monthly payments do not include amounts for taxes and insurance premiums; total monthly payments will be higher). $18,310 in prepaid finance charges including 2% in discount points. Requires Min FICO of 720. Higher rates for FICOs below
Min. Other terms and conditions apply.
†No down payment as long as sale price isn’t higher than the home’s appraised value.
More ways to help more veterans:
NO BANK, NO LENDER...NO ONE KNOWS VETERANS LIKE NEWDAY USA
AND a low rate
No down payment required †
**Example: $280,756 loan on a single family primary residence for 30-year term at fixed interest rate of 4.875% (5.474% APR): 360 monthly payments
of $1,485.78 (monthly payments do not include amounts for taxes and insurance premiums; total monthly payments will be higher). $18,310 in prepaid finance charges including 2% in discount points. Requires Min FICO of 720. Higher rates for FICOs below
Min. Other terms and conditions apply.
†No down payment as long as sale price isn’t higher than the home’s appraised value.
Take advantage of the highest home prices and rates near all-time lows to refinance and save, plus get an average of $60,000 cash out.
• Plan for retirement
• Money for security today
• No money out of pocket
for appraisal
§§

§§ All costs and fees can be financed in the new loan, resulting in a higher loan amount.

†No down payment as long as sale price isn’t higher than the home’s appraised value.
Why rent when you can own? And why not own your dream home when interest rates are so low, and you can purchase with no money down.
• No appraisal fee for you
• No down payment required†
• No PMI
- Active duty service member
- Veteran with honorable discharge
- Reservist/National Guard with honorable discharge and sufficient time served
- Surviving spouse of an eligible deceased Veteran
- Spouse of a MIA/POW service member

A message from the Admiral
“We believe, at NewDay USA, we have a noble purpose. We want to be known as America’s mortgage company for Veterans …”
– NewDay USA Executive Chairman, Rear Admiral Thomas C. Lynch, USN (Retired)
“We believe, at NewDay USA, we have a noble purpose. We want to be known as America’s mortgage company for Veterans …”
– NewDay USA Executive Chairman, Rear Admiral Thomas C. Lynch, USN (Retired)
Join more than 75,000 Veterans who trust the NewDay USA team
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“Everything seemed to go smooth. Despite my work schedule Greg and I were able to stay in sync and get the tasks completed. I appreciate his diligence while working through...”
Tim
-
“Kyle Jackson Stanford Godlewski was excellent in developing our REFI. His professional response and great attention to detail made it happen. He also helped smooth out the...”
Mike Dvorchak
-
“Over all the task of getting this loan done and in a timely manner was great. I would recommend using your service to all eligible veterans. It was a pleasure working with you...”
Edgar Y.
-
“My experience with NewDay USA was outstanding. Specifically, Account Executive Abigail Bachman was incredible. She was professional, knowledgeable, and courteous throughout...”
Anthony Massa
-
“Lionel Marshall was very helpfull in guiding us through the whole process of refinancing our home. Deb and I were treated very well even when being frustrated at times.Lionel...”
Ken Schrum
-
“Excellent customer service from the entire staff”
Juan Cabrera
-
“Thank you New Day USA, especially Jim Murphy. He made our refinance seemless. Very professional, helped us on our end to expedite our escrow. We we're surprised how quickly we...”
Cynthia Mendonca
-
“Very good experience. Easy thanks to Brandon. Would recommend to all veterans.”
Bruce B.
-
“Brandon was awesome, we refinanced, eliminated ALL of our credit debt, and put a security cusion in our bank. The team was great, we closed quickly and had a flawless...”
customer
Join more than 75,000 Veterans who trust the NewDay USA team

“Everything seemed to go smooth. Despite my work schedule Greg and I were able to stay in sync and get the tasks completed. I appreciate his diligence while working through...”
Tim

“Kyle Jackson Stanford Godlewski was excellent in developing our REFI. His professional response and great attention to detail made it happen. He also helped smooth out the...”
Mike Dvorchak

“Over all the task of getting this loan done and in a timely manner was great. I would recommend using your service to all eligible veterans. It was a pleasure working with you...”
Edgar Y.

“My experience with NewDay USA was outstanding. Specifically, Account Executive Abigail Bachman was incredible. She was professional, knowledgeable, and courteous throughout...”
Anthony Massa

“Lionel Marshall was very helpfull in guiding us through the whole process of refinancing our home. Deb and I were treated very well even when being frustrated at times.Lionel...”
Ken Schrum

“Excellent customer service from the entire staff”
Juan Cabrera

“Thank you New Day USA, especially Jim Murphy. He made our refinance seemless. Very professional, helped us on our end to expedite our escrow. We we're surprised how quickly we...”
Cynthia Mendonca

“Very good experience. Easy thanks to Brandon. Would recommend to all veterans.”
Bruce B.

“Brandon was awesome, we refinanced, eliminated ALL of our credit debt, and put a security cusion in our bank. The team was great, we closed quickly and had a flawless...”
customer
-
Operation Home Stories
We created Operation Home to help as many Veterans as possible buy a home of their own. At NewDay USA, your service is your down payment. You don’t have to save up to move up.
– Executive Chairman, Rear Admiral Thomas C. Lynch, USN (Retired)
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Resources
7 Questions to Ask When You Compare VA Mortgage Lenders
Before you sign into a long-term contract, make sure you know what to ask your VA mortgage lenders.
Read moreWhat You Need to Know About Buying Your First House
Before you buy, make sure you understand all you can about the home purchasing process.
Read moreVA Home Loan Eligibility for National Guard and Reserve Members
As a member of the National Guard or Reserves, you may qualify for a VA home loan.
Read more
NewDay USA is for Veterans
5% of NewDay USA net income is donated to Veteran causes.
75,000+ Veteran Families Served
$21 Billion Loaned to Veteran Homeowners Nationwide
5% of NewDay USA net income is donated to Veteran causes.
75,000+ Veteran Families Served
$21 Billion Loaned to Veteran Homeowners Nationwide